Disability & National Insurance · Mor & Co.

You may be entitled to benefits from the National Insurance Institute.
It will not tell you that.

General disability, work-injury disability, long-term care, special services, mobility allowance. The system is complicated, and many people miss entitlements simply because nobody told them those entitlements existed. Others filed, were rejected, and assumed that was the end of it. In both situations there is something that can be done - and both run on a clock.

Haven’t filed yet Living with a chronic illness Parents of minors Claim rejected Disability rating too low
Who this is for

Four situations worth checking

If one of these describes you or a family member, a short call will give you an answer.

You have not filed a claim yet

Most people never file, assuming it will be refused or that the process is too complicated. This is where we make the biggest difference - the file is built correctly from day one instead of being repaired later. It is also the situation where waiting has a direct financial cost.

The best time to call

Living with a chronic illness

Autoimmune conditions, fibromyalgia, mental health conditions, ongoing orthopaedic problems. A condition that has lasted for years and was never an "accident" can still establish entitlement.

Parents of minors

Disabled child benefit, mobility allowance, special services. Many parents discover far too late that they were entitled years earlier - and retroactive payment is capped.

Rejected, or rated too low

A rejection letter or a low disability rating is not the end of the road. There is an objection, an appeals committee and a labour court - each with a fixed deadline you cannot afford to miss.

What we see again and again

Three mistakes that cost dearly

Not through carelessness - because the system does not explain itself.

Filing the wrong claim

Applying for a long-term care benefit before retirement age, when entitlement depends on reaching retirement age. Or filing a general disability claim for a child, when the correct route is the disabled child benefit. The claim is refused - and meanwhile the clock keeps running, with retroactive payment capped.

Missing the deadline

A medical committee decision on a work injury carries a 30-day window to object; on general disability it is 60 days. Anyone who waits "until things are clearer" finds the window has closed, and the process starts again - if at all.

Relying on the medical file alone

The committee reads documents, not stories. What is obvious to your treating physician is not necessarily written in the language the committee recognises - and that is the difference between recognition and refusal.

One minute · in Hebrew

Mental disability and the National Insurance Institute - and how not to let the system erase your personal story

Adv. Yissachar Leibowitz, head of our National Insurance Department, explains what is required for a mental disability to be recognised, and how to file a claim that stands a real chance. Spoken in Hebrew.

  • Why psychiatric records alone are usually not enough
  • The difference between a medical disability rating and a loss-of-earning-capacity rating
  • When a private expert opinion is worth it - and when it is not
How it works

From the first call to the decision

Five stages. At every one of them you know where you stand and what happens next.

No charge

Eligibility check

Even if you have filed nothing yet. We look at the medical picture, the employment history and your age - and tell you frankly whether there is a case to file here.

Where most of the outcome is decided

Building the medical file

Collecting the records, identifying what is missing, and obtaining an expert opinion where one is needed.

In the language the committee reads

Filing or objecting

Filing the claim from the outset, or objecting to a decision already made - whichever your situation calls for, and within the fixed deadline.

You are not alone in the room

Representation at the medical committee

Preparation beforehand, and attendance at the medical committee, the appeals committee and the claims committee.

When needed

The labour court

A decision of the medical appeals committee can be taken to the regional labour court - on points of law only, within 60 days.

What you are promised

Four commitments we take on

Not slogans. Things you can hold us to.

01

Fees capped by law

In most claims against the National Insurance Institute, legal fees are capped by law. You pay no more than the statutory rate - and you hear the exact figure in the first conversation, not as a surprise.

02

A human being answers

You have a named lawyer with a phone number, not a file reference.

03

Real preparation for the committee

We sit with you beforehand and go through what you will be asked and how to answer.

04

We say so when there is no case

If the odds are poor, you hear it in the first conversation - not six months later.

Before you decide

Read further, at no cost and with no commitment

A good starting point is our overview of exercising your medical rights before the National Insurance Institute, which explains how entitlement is assessed and what the process looks like from the inside.

Some conditions come up far more often than others. We have written separately about claims involving diabetes, a heart attack and chronic back pain - three of the most common grounds, and three where documentation makes the difference.

Where a family member cannot manage their own affairs, it is worth understanding the role of a decision supporter, and how a special needs trust protects a benefit rather than putting it at risk.

Before you call

The questions people actually ask us

Eight questions that come up in almost every first conversation.

How much does a social security lawyer cost?

In a large share of claims against the National Insurance Institute, legal fees are capped by law - among them general disability, work accidents, special services, mobility allowance and disabled child benefit. The law sets a ceiling on the file-opening fee (up to ILS 961, as of 1 January 2026) and a maximum percentage of the benefit, which varies by claim type. For claims outside that statutory list - a long-term care benefit, for example - the fee is set by agreement, and you hear it up front in the first conversation. Either way, you will not discover a figure after the fact.

Source: National Insurance Institute
I have not filed yet. Should I come to you before or after?

Before, for two reasons. The first is professional: the medical file is built once, and repairing it later is far harder than filing correctly from the start. The second is financial, and less well known: in general disability claims the benefit is paid retroactively for no more than 12 months from the date the claim is filed. So if your entitlement already goes back more than a year, every month that passes without a claim is a month you will never recover. If you are unsure whether you have grounds at all - that is precisely the conversation there is no charge for.

Source: National Insurance Institute
My claim was rejected - how long do I have to object?

It depends on the type of claim, and the difference matters. Against a medical committee decision on general disability - 60 days from receiving the written notice. On work-injury disability - 30 days, though the grounds of objection may be completed within 60 days. A decision of the appeals committee can be appealed to the regional labour court within 60 days, but on points of law only - not on the medical finding itself. These are fixed deadlines. If a decision has arrived, do not wait "until things are clearer".

Sources: general disability · work-injury disability
I have a chronic illness and I am not sure it counts as "disability"

"Disability" in the language of the National Insurance Institute is not necessarily what the word suggests. The question is not whether you have a dramatic diagnosis, but how much the condition impairs your ability to function and to earn - and those two are assessed separately: there is a medical disability rating, and there is a loss-of-earning-capacity rating. Autoimmune conditions, fibromyalgia, mental health conditions, ongoing orthopaedic and neurological conditions - all of them can establish entitlement, with no single dramatic event and no "accident". What decides it is how the condition is documented and presented, not what it is called.

I am the parent of a child with special needs - where do we start?

You start with the right route, and that is already half the work. For a child the route is usually the disabled child benefit - not general disability, which is an entirely different track. Alongside it there may be further entitlements: mobility allowance, special services and associated benefits, each with its own conditions. Many parents come to us years later and discover they were entitled far earlier, and retroactive payment is capped. In the first conversation we map which benefit is relevant to your child and what is needed to establish it.

What happens at the medical committee, and how long does it last?

The committee itself is short - usually a matter of tens of minutes, sometimes less. It is made up of a physician or physicians from the relevant field, alongside the committee secretary. You are asked about your complaints, your day-to-day functioning and your work, and a physical examination is sometimes carried out. The decision is not given on the spot - it is sent in writing, and the objection deadline starts running from the date you receive it. Precisely because that window is short and decisive, we sit with you beforehand, go through what will be asked and how to answer, and attend with you.

Do I need a private medical opinion, and what does it cost?

Not always, and we will not send you to an expense that will not change the outcome. A private opinion is justified when it adds what the existing file does not say - for example when the medical records describe the illness but not the extent of the functional impairment, when there is a genuine professional disagreement, or when a causal link between the work and the condition has to be established. Where the medical file already speaks for itself, it is unnecessary. We tell you this up front, before you have spent a shekel.

How long does the whole process take, from filing to decision?

There is no single number, and anyone who quotes one is guessing. The first stage, from filing to the medical committee, is generally measured in months and varies by branch and by claim type. An objection adds a further stage, and an appeal to the labour court adds another. There is also one rule worth knowing in advance: in general disability the benefit is paid from the 91st day after the loss-of-earning-capacity rating is determined - and where a 100% rating is set for a period of at least six months, from the 31st day. In the first conversation we tell you the reasonable range for your case, and what affects it.

Source: National Insurance Institute
A minute with the lawyer

The questions that come up most, in short

Short videos by Adv. Yissachar Leibowitz. Spoken in Hebrew. Tap the play button to watch.

Diabetes - what you may be entitled to

Epilepsy - rights before the National Insurance Institute

Inflammatory bowel disease - rights before the NII

ADHD - does it qualify for a benefit?

How much can you earn without losing your benefit?

What the committee’s minutes do not record

Why you need a lawyer against the NII

Exercising your medical rights

Swipe for more videos

The first conversation is free

We will check whether a benefit is due - and tell you honestly

Even if you have filed nothing yet. A short call, no obligation, and if there is no entitlement we will say so.

Reply within one business day Fees capped by law Hebrew · Arabic · English

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